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ACH — Africa Community Hub
Nigerian community members discussing their savings records around a table

Africa Community Hub

Digital infrastructure for community savings.

Organise your group, track contributions and keep a shared record — built around the way your community already saves.

Bring Your Community How It Works

Community Savings

Community tools, built around the way people work together.

Available now

Savings Group

Save together towards a shared goal. Members’ contributions accumulate over time, with progress and records organised in one place.

A Savings Group helps people save together towards a shared goal. Members agree on a target, contribution amounts and frequency, then build their savings over time. ACH helps organise the plan, track contributions and keep records clear for the group.

Members determine any other applicable rules in their group agreement. Contributions accumulate towards the agreed savings target; this product does not rotate pooled payouts among members.

For coordinators
Available now

ROSCA Group

Rotational contributions and payouts. Ajo, Esusu, Thrift.

How it works

Expanding the ecosystem

Early Access

Cooperative Hub

Membership, officers and records for cooperative societies.

Explore the hub
In Development

Community Funding

Community support for genuine needs. Not open for fundraising.

Explore the vision

Contributions move by bank transfer to the group’s own account. ACH is not a bank and does not hold, move, guarantee or insure members’ money.

How it works

Your agreement comes first.

  1. 01

    Agree together

    Your group decides the amount, frequency and savings or rotation structure.

  2. 02

    Contribute directly

    Members transfer to the group’s account, following the agreed arrangement.

  3. 03

    Keep a shared record

    Coordinators record contributions; members follow their participation and progress.

See How It Works

A clearer picture

Less scattered paperwork.
More shared understanding.

Keep your group’s agreement, contribution records and savings progress together in one workspace.

My Workspace For Members

Sample savings group

Example

Contribution record

  • Member ARecorded
  • Member BRecorded
  • Member CRecorded
  • Member DAwaiting
  • Member EAwaiting
Savings target5 of 8 contributions recorded
Illustrative community workspace — illustrative view with sample data.

  • Structure

    Keep your group’s records organised in one place.

  • Visibility

    Share a clear view of your group’s progress.

  • Accountability

    Make agreed responsibilities easy to follow.

  • Confidence

    Build understanding through a clear shared record.

Plans & Pricing

Start with Basic. Grow with your community.

Available now

Basic

Free MVP plan · per group

Organise your group, track contributions and keep shared records.

Bring Your Community

Planned capabilities · not commercially available yet

Premium

Commercial plan · per group

Enhanced coordinator tools and continuity controls.

Multi-group management

Platinum

Paid subscription · per coordinator

Manage multiple groups, including multiple Basic groups, with consolidated dashboards and cross-group visibility. Each group keeps its own plan — no Premium upgrade required.

Access requires ACH confirmation. Online purchase is not available.

Planned partner ecosystem

ACH Marketplace

A separate layer for approved partner services. Not live yet.

About Marketplace